Great spot for a retirement condo. Centrally located.Close to library, shopping, downtown, and a short walk to beaches. Newer kitchen and appliances. Excellent pricing - cheaper than rent. Come and see for yourself. Age 35+, No Rentals, No Pets, Early Possession possible.

Full renovation 3 bdrm + den mobile in desirable Pines MHP. Wide open double wide floor plan.  New kitchen, bathroom, flooring, paint, roof, wiring, siding, deck, etc. NOT a drive-by. Excellent value for permanent or vacation home. Vacant, early possession.

Beautiful fully renovated double wide in desirable park. Opened floor plan, dry walled, laminate floors, vinyl windows, newer central heat and air, large yard, double parking, etc. This is a must see.

Open plan. 2 bedroom, 2 bathroom, 1152 sq ft double wide built by Moduline in 1993. 23x15 living room boasts vaulted ceilings, bay windows and a gas fireplace. Dining area with enough space for formal dining room furniture. Bright kitchen with breakfast bar, stove top and a wall oven. 14x11 master bedroom with adjoining 11x9 area for walk-in closet and 3 piece bathroom. Good size second bedroom, laundry area, and even a 9x8 workshop with power. Value added upgrades include 2x6 construction, thermopane windows, skylight, central air, sun deck, deep carport plus extra open parking too. Nice yard area. Pleasant Valley MHP is 55+, no rentals, pet with approval. Two minute drive to shopping, or enjoy the walk to town along the paths at Penticton Creek. Owner-occupied well cared for home. Call Geoff Cowling 250.490.7272 or TF at 1.866.447.3629 or visit GeoffCowling.com

4 bedroom, 1.5 bathroom home on a big fenced lot. Killarney is a pretty street in a sought-after neighbourhood where there is a genuine pride of ownership. Main floor: big 1150 sq ft. 17x14 living room with picture window, newer flooring and gas fireplace. Galley kitchen has some updating, and joins eating area. Master bedroom with 2 piece ensuite. The second main floor bedroom is 14x9 with fir floors. Newer 4 piece bathroom, a stacker laundry and a versatile multi-use open hallway. Upstairs: 2 good sized bedrooms with fir floors and funky ceiling lines that follow the roof. There is also access into a dry, safe, clean storage area in the attic. Lots of mechanical updating throughout with new vinyl windows, 125 amp panel, plumbing, fresh paint inside and out, new asphalt driveway topping, underground irrigation, built in vac, and a wall unit air conditioner. Great outside space: 60x120 fenced yard = .165 of an acre. Covered BarBQ deck. 25x16 garage with power and concrete floor off the back lane. Lots of flat parking too, with a paved and fenced pad with room for RV in the back yard. The street is postcard-pretty with well cared for homes and mature landscaping. Everything is close by here – schools, downtown, hospital, malls, arena. Minutes to the beach on either lake, and the Events Centre is a 5 minute drive. This one is worth a look! Call Geoff Cowling 250.490.7272 or TF at 1.866.447.3629 or visit GeoffCowling.com

2 bedroom 800 sq ft southwest corner unit with corner windows and good natural light. Some updating. Shared laundry right outside the unit. Currently rented at $800/month + utilities to a long term tenant who would like to stay. Owners must be 25+ years of age, renters: 55+ with rentals allowed, no pets. Situated back from the road and away from traffic noise, with a nice outlook and a private deck. Primo central location near library, bus, and just a short walk to downtown. Covered parking, RV parking available too. Great little package suitable for investor or owner-occupier, just a short walk to everything. Call Geoff Cowling 250.490.7272 or TF at 1.866.447.3629 or visit GeoffCowling.com

Golden Sands. Fully furnished hotel style 2 bedroom suite with mini kitchen. This is a level entry lower unit at the far corner away from the street with it’s own private patio area. Year round income opportunity. This owner netted $9050 income in 2009 and $7750 in 2010 (after management fees but before paying strata fees and property tax), and still had the option to book it for $2/night + one time $25 cleaning fee for his own use. Summer beachfront location across from the SS Sicamous. Outdoor pool in the complex, with close proximity to beach, restaurants, shops, wine country and also winter use at Apex. Rental pool income plus owner-accessible anytime. Great turn-key combo! All the rental and maintenance issues are dealt with on-site with a storefront office and front desk staff. Good return with a terrific option to visit and enjoy the Okanagan lifestyle too! View through on-site property manager, see LR for details. Penticton city web site: penticton.ca  Apex Mountain: apexresort.com Campus: okanagan.bc.ca/home.html Call Geoff Cowling 250.490.7272, or TF at 1.866.447.3629, or visit GeoffCowling.com

View house + suite in sought after WestBench. 3440 sqft. Main: 25x15 living room with gas fireplace. Formal cross hall dining room. White kitchen with breakfast bar, island & eating nook with a view. French doors out to a massive partly covered deck. 16x14 master with 5 piece ensuite + another bedroom, another full bathroom & laundry. Lots of hardwood, tile & quality  finishing detail. Downstairs: daylight walkout lower level with good height & lots of natural light. Second living room, second kitchen, 2 bedrooms, den, full bathroom + storage/utility areas too, well finished & needs just a couple of doors to create separation for a renter, or use as is for extended family. Sliders to covered patio. Gas forced air heat up & down, with supplemental radiant in floor heating down (2 hot water tanks). Acrylic stucco, double garage, extra parking, concrete driveway, tile roof to last a lifetime, .33 acre view property, terrific street appeal, quiet cul-de-sac… great combo. City and both lakes unobstructed view. Call Geoff Cowling 250.490.7272 or TF at 1.866.447.3629 or visit GeoffCowling.com

Project house with great bones awaits just a few finishing touches. Huge 70x241 lot (.39 acre) with frontage on Dunant and Carmi. 1280 sq ft on the main: living room with wood burning fireplace, dining area with french doors to newer deck, updated kitchen, 2 beds, full bath, laundry and vaulted ceilings throughout main floor. Down: 1280 sq ft daylight space with high ceilings, framed and mostly finished. Family room with fireplace, 2 more bedrooms, newer 3 piece bath. Original owner since 1966. Many updates including mostly newer windows, window coverings, 200 amp panel and updated plumbing. Double carport easily converts to garage, and a fantastic private lot with a great outlook to the south. Little bit of elbow grease and a modest budget is all that’s required - quick possession OK. Call Geoff Cowling 250.490.7272 or TF at 1.866.447.3629 or visit GeoffCowling.com

1170 sq ft rancher on a 60x101 RD (duplex) lot, total .14 of an acre. 2 bedrooms + den, 1.5 bathrooms, with big rooms. Built approx 1955, and proudly owned by the same couple for the last 25 years. Ongoing upgrades over the years include electrical, plumbing, two skylights, two wall unit air conditioners, gas fireplace. Lots of big windows and natural light. The detached shop has concrete floors, power and a wood burner. Tons of open parking, and nice garden area with inground irrigation and a covered patio. Possible subdivide in the future, or a great building site as is. Close proximity to downtown, the beach and the Events Centre. Hockey School, Ironman, and farmer’s market all nearby. Quick possession OK. Call Geoff Cowling 250.490.7272 or TF at 1.866.447.3629 or visit GeoffCowling.com

2 bed 2 baths 1100 square foot SW corner unit with lots of natural light. Nicely adapted for those with mobility issues, level entry with no stairs, bathrooms with grab bars and a walk-in shower, plus an open floor plan. Gas fireplace, bright kitchen, handy in suite laundry & storage area. Bring your decorator along for some cosmetic fix-ups. Terrific wrap around deck space is all covered, and the western part is enclosed for three season enjoyment. Secure underground parking, with a storage locker too. Steps to Cherry Lane Mall with shops and medical services, on the bus route and near the Seniors Center. Peach City Manor allows age 55+, no dogs, 1 cat OK, no rentals. Vacant, lockbox on, please call before viewing.

2 bedroom, 2 bathroom, extra roomy 1250 sf apartment with oversize rooms and an open layout at sought-after Parkway Manor. Handy breakfast bar in the kitchen. Smaller sunny south deck off the dining area overlooks park, and big living room boasts sliders to a 20x8 covered north balcony. Laundry and storage in unit. Clean & bright in move in condition, though the buyer may choose to customize with some paint and flooring, and this concession has been factored into the price. Extra storage locker downstairs, and secure parking too. Quick possession OK, age 55+, no pets, no rentals. Inviting social-gathering room in the complex where neighbours become friends. Terrific location across from Lions ParkCherry Lane shops & services. Call Geoff Cowling 250.490.7272 or TF at 1.866.447.3629 or visit GeoffCowling.com 

Big 6 bedroom, 4 bathroom, 3750 sf house with a triple garage! 2100 square feet on the main floor with open concept. 19x12 bright, well-appointed oak kitchen with tons of counter space & a handy breakfast bar. Kitchen opens to eating area, dining room with hardwood floors and family room. Also on the main floor: formal living room, 3 beds, 3 baths & laundry. Skylights and lots of windows bathe this home in natural light. Fireplace, vaulted ceilings, access to wrap-around deck with a panoramic outlook over the city and some lake view too. Lower level is all above grade with 1650 square feet including 3 more beds, full bath, fireplace in the family room, and a huge 30x17 games room. 31x26 triple garage, plus outside parking. Original owner since 1995, and as clean and pristine as the day it was built. All this perched on a .29 acre lot with a west backyard in Westwood Estates area of WestBench. Bare land freehold strata at $200/year to maintain the neighbourhood park, clear snow and power the street lights. Eight minute drive to downtown, elementary school nearby. Call Geoff Cowling 250.490.7272 or TF at 1.866.447.3629 or visit GeoffCowling.com

2 bed + den, 2 bath, 1100 square foot townhome with open layout at Gabion Court. Some updating, shows very well for this price range. Nice and bright with good natural light. 6 rentals allowed, so while this may become a rental unit some day, right now it must be sold to an owner-occupier. 2 pets OK to 18 inch maximum, children OK, no age restrictions. New roof, parking lot repaved, complex is well run and attractive with attention to ongoing maintenance. 2 parking spots at your door, fenced yard with an open outlook to the west, and quick possession OK. School, shopping, bus and the beach at Skaha Lake all near by. Penticton city web site is at www.penticton.ca  Apex Mountain is at www.apexresort.ca and the Okanagan College site is www.okanagan.bc.ca/home Call Geoff Cowling 250.490.7272, or TF at 1.866.447.3629, or visit GeoffCowling.com

930 square foot, 3 bed, 1.5 bath on two levels. Front half of a duplex built in 2005. Open layout with living area, half bath and laundry on the main plus bedrooms up. Lots of natural light. Easy-care vinyl siding. Parking pad at front as well as additional parking spot off lane. Front yard is mostly fenced, with a nice patio slab to BarBQ in the western afternoon sun. No rules or by-laws, and no strata fees. Close to downtown shops, PenHi school, KVR middle school, the beach at Lake Okanagan, and near the bus. The SOEC events center is close, as is the hockey school, golf and skiing. Owner-occupied nicely cared for home. Call Geoff Cowling 250.490.7272 or TF at 1.866.447.3629 or visit GeoffCowling.com

Golden Sands. Fully furnished top floor corner unit hotel style one bedroom suite with mini kitchen. Year round income opportunity. This owner netted $7900 income in 2008 and $6400 in 2009, and still had the option to book it for $2/night + one time $25 cleaning fee for his own use. Summer beachfront location across from the SS Sicamous. Outdoor pool in the complex, with close proximity to beach, restaurants, shops, wine country and also winter use at Apex. Rental pool income plus owner-accessible anytime. Great turn-key combo! All the rental and maintenance issues are dealt with on-site with a storefront office and front desk staff. Good return with a terrific option to visit and enjoy the Okanagan lifestyle too! View through on-site property manager, see LR for details.

1980 legal fourplex in a fantastic central location close to schools, golf, event/community center and walking distance to Okanagan beach and downtown. Four 2 bedroom, two bathroom units. All units are 1050 square feet and fully self-contained with fridge, stove,  dishwasher, laundry, individual meters & hot water tanks . Each unit has its own private garden and fenced yard. Some updating has been done including hot water tanks, paint, flooring and roof. Rents reflect long term tenancies at below current market, and are currently in the $850 - $900 range each. The entire building is 4200 sq ft, room measurements are for each unit. Call Jeannie Cavallo 250.488.2128, TF at 1.866.447.3629 jeannie@frontstreetrealty.net Call Geoff Cowling 250.490.7272 or TF at 1.866.447.3629 or visit GeoffCowling.com

1980 legal fourplex in a fantastic central location close to schools, golf, event/community center and walking distance to Okanagan beach and downtown. Four 2 bedroom, two bathroom units. All units are 1050 square feet and fully self-contained with fridge, stove,  dishwasher, laundry, individual meters & hot water tanks . Each unit has its own private garden and fenced yard. Some updating has been done including hot water tanks, paint, flooring and roof. Rents reflect long term tenancies at below current market, and are currently in the $850 - $900 range each. The entire building is 4200 sq ft, room measurements are for each unit. Call Jeannie Cavallo 250.488.2128, TF at 1.866.447.3629 jeannie@frontstreetrealty.net Call Geoff Cowling 250.490.7272 or TF at 1.866.447.3629 or visit GeoffCowling.com

Beautiful ski mountain location with endless views and southern exposure. Fantastic half duplex for a family who loves winter recreation at Apex Mountain Resort. Great for entertaining, very cozy and has the ski resort ambience with large timbers , open floor plan , lots of sleeping space and rec room. Nice river rock fireplace to relax in front of after soaking in the hot tub. Easy to rent one bedroom suite in the basement for extra income or for family and friends to use. Huge storage area ( 21'x13') currently used as waxing room. Close to Village area, skating loop, and all amenities.

Massive 1672 square feet! 2 bed + den, 2 bath, top floor corner unit. Maple kitchen with eating area, gas fireplace, lots of natural light, enclosed deck & lots of in-suite storage. Great starting point for a make-over as this home needs paint and some carpets (the lino and tile floors are fine). The Chancellor offers a social room, exercise area, workshop, shared sun deck, secure parking and a storage locker, plus a convenient central location across from the Senior’s Center and near downtown shopping, the lake, Curling/Community/Events Centers. Age: 55+, no pets, no rentals. Vacant for quick possession. Call Geoff Cowling 250.490.7272, or TF at 1.866.447.3629, or visit GeoffCowling.com